OUR BACKGROUND STORY
We are a handful of the millions of consumers who once suffered from bad credit. Our team is composed of consumers turned credit experts who know what it feels like to be denied when applying for a credit card, car loan, mortgage loan, and even being forced to pay additional security deposits due to inadequate credit.
We also know what it's like to walk into a car dealership, leasing office, or bank and be able to dictate the terms of our loan because of excellent credit scores. We are unique in that we can relate to the pain points of bad credit our clients face because we were once in their shoes.
We have been sold false dreams from credit repair companies and been overcharged with minimal results. Credit Cultivation was birthed out of the frustration from these experiences. Our goal was to create a company that provided real measurable results by providing customized service to our clients that is well worth the investment.
Collectively we embody 3 core values....
We comply with Credit Repair standards and strive to make each and every decision with the client in mind.
We believe in being direct with our clients and explaining the process behind any action that needs to be taken and answering any process or compliance related questions.
We focus on staying updated on changes in the credit industry, laws, and regulations to ensure that we provide the most relevant and up to date service for our clients.